Invoice Finance

Unlock Working Capital Without Disrupting Your Cash Flow

In fast-moving industries, maintaining liquidity is vital to keep operations running smoothly.  Here at Goldwire Financial Solutions, our invoice finance facilities provide immediate access to the cash tied up in unpaid invoices, helping businesses maintain cash flow, meet ongoing commitments and reinvest confidently in future growth.

Many businesses experience the same challenge: invoices raised at the end of the month, but payment terms stretching to 60 or even 90 days.  During that gap, suppliers, salaries and overheads still need to be paid. 

Invoice finance bridges that gap by advancing funds against the value of those outstanding invoices, giving you the flexibility to manage working capital more effectively.

Who We Work With

Tailored Solutions for Every Sector

Our facilities are designed for established, incorporated companies across all sectors, from construction and manufacturing to logistics, healthcare, retail and professional services.  Whether you’re a subcontractor waiting on payments from a main contractor, or a wholesaler managing seasonal demand, invoice finance provides the breathing space to keep your business moving forward.

We work with a comprehensive panel of lenders, allowing us to design tailored funding structures that align with your business model and financial objectives.  Each facility is assessed on its individual merit, ensuring flexibility that traditional banking arrangements often lack.

Our advisers will help you access the funding and expertise needed to deliver results.

How It Works

Once invoices are issued, you can access a significant portion of their value almost immediately, typically within 24–48 hours.  The remaining balance — minus agreed fees — is released when your customer settles their invoice in full.  This provides an ongoing source of liquidity without the need to take on additional long-term borrowing or dilute ownership.

At Goldwire Financial Solutions, we take the time to understand your cash flow patterns and client base, so that we can structure facilities that grow with your business.  From single-invoice funding to full sales ledger finance, every recommendation is made with your sustainability and scalability in mind.

Improve Cashflow

Stepping Stone For Wider Funding Strategies

For many directors, invoice finance also acts as a stepping stone to wider funding strategies.   Improved cash flow enhances financial credibility and lender trust, paving the way for additional finance that supports long-term business growth.

Choosing The Right Financial Foundation

The Benefits of Invoice Finance

Invoice finance is more than a short-term fix; it’s a reliable and strategic way to maintain control and confidence.  By unlocking the value of your receivables, you can manage peaks and troughs in cash flow, negotiate early-payment discounts with suppliers and take advantage of new opportunities as they arise.

Our expert team oversees the process from introduction to completion, liaising directly with lenders to ensure funds are released quickly and efficiently.  With access to a wide range of funding options, we can negotiate competitive rates and flexible terms to suit your business model and sector.

Get In Touch

Positioned For Opportunity

Cash flow should never be the reason your business slows down.  If you’re focused on stabilising growth, improving liquidity or supporting expansion, our invoice finance solutions are designed to keep your operations agile and positioned for opportunity.

Enquire today to discover how invoice finance could help improve liquidity, strengthen operations and support consistent business growth.